INSURANCE OF ANIMALS, BIRDS, FISH AND BEEHIVES

Subject of the insurance:

Subject of the insurance are all types of animals, birds, fish and beehives – own, rented or provided for custody of legal entities and natural persons. The requirement is up to the date of the insurance they to be in perfect health, to be provided with the required feed and veterinary and zoo-prophylactic ensured. For insurance are eligible:

• Cattle (cows and buffalo) at age above 6 months;
• Equines (horses, mules, hinnies and donkeys) at age above 6 months up to 15 years;
• Sheep and goats – at age above 3 months;
• Breeding pigs (sows and boars) – above 6 months;
• Growing pigs and pigs for fattening with live weight above 20 kilograms;
• Birds – growing chickens at age above 3 months, hens, broilers, geese and ducks, grown at farms for intensive poultry growing (monolithic premises, equipped with system for heating and ventilation, taking in consideration the technical requirements and norms for birds growing);
• Beehives;
• Fish, grown in cisterns for intensive pisciculture;

Under special conditions, the following are also insured:

• Sports and thoroughbred horses, elite competing horses, elite breeding horses, growing foals;
• Elite, luxurious, decorative and competitive animals and birds for the time of transportation and participation in competitions and exhibitions;
• Dogs – house, hunting, luxurious and used for security of sites etc.;
• Rabbits, grown in farms for intensive rabbit-breeding;<
• Ducks and geese for the production of liver;
• Exotic animals;
• Animals for valuable furs – breed under intensive conditions.

Covered risks

Death and slaughter (killing) by necessity as a result of:

• Fire – for fire safe sites;

• Natural disasters – storm with wind speed above 15 m/sec., heavy rain, flooding, hail and lightning;

• Accident – burning or killing as a result of blast, attack by wild animals, MV accident and electric shock;

• Infectious diseases (confirmed by the laboratory of the veterinary institute or station) or measures, required to fight them: brucellosis, erysipelas, FMD, rabies, anthrax, black leg, tuberculosis, glanders and myth; for birds at age above 3 months – tuberculosis, Newcastle disease, leukosis, pasteurellosis (cholera), Marek’s disease and fowlpox; nosematosis, acarioasis and American foulbrood – with beehives;

Non-infectious and parasitic diseases.